Expanding Horizons, Strengthening Communities

We strive to promote savings, ensure responsible lending, and expand our reach with more branches in owned premises and underserved areas, bringing trusted banking closer to you.

Strengthening Relationships, Encouraging Financial Discipline

At Vijaya Credit Cooperative Society, we believe that strong financial habits lead to long-term prosperity. Our team actively engages with customers through regular branch visits, offering financial guidance and personalized solutions. We emphasize the importance of savings, helping members cultivate disciplined banking habits that secure their future. Additionally, we encourage borrowers to maintain timely loan repayments, ensuring financial stability for both individuals and the cooperative. By fostering trust and transparency, we create a supportive environment where every member can grow and thrive.
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members educated on financial management and responsible borrowing.

Expanding Our Presence with Owned Premises

Infrastructure plays a vital role in delivering seamless banking experiences. Currently, our branches in Guruvayanakere, Brahmavara, and Surathkal operate from our own premises, providing a strong foundation for long-term service excellence. We are committed to expanding this model by acquiring more owned premises, ensuring stability, better facilities, and enhanced banking services for our customers. Owning our branches allows us to reinvest in the community, improve operational efficiency, and create a welcoming space for financial growth.
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branches operating from owned premises, ensuring consistent service quality.

Bringing Banking to Underserved Communities

Financial inclusion is at the heart of our mission. We recognize that many regions still lack easy access to banking services, limiting opportunities for individuals and businesses. To bridge this gap, we are actively planning to establish new branches in underserved areas, bringing financial security and convenience closer to those in need. Our goal is to empower rural and semi-urban populations by offering tailored banking solutions, easy access to credit, and financial literacy programs, fostering economic growth at every level.
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increase in rural banking accessibility, improving financial reach.
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Mundadi Guthu Jayaram Shetty

Practical Experience


40 years of professional experience (25 years in India & 15 years abroad) in Production, Quality, Engineering and Factory Management.

Sl. No Position Held Duration Company Name Duties and Responsibilities
1 Proprietor Nov 2012 – Present Shr Mahalaxmi Auto Gas, Bantwal BC Road (AEGIS Logistics LTD) Auto LPG Dealer
2 Proprietor June 2008 – Present Master Color Digital Graphics, Sun Graphics, Techno Sign Digital Large format digital printing, signage industry, authorized convertor/distributor for 3M, Avery, Metamark, LG; branding and printing solutions.
3 CEO Mar 2005 – May 2008 Bakhresa Food Products Ltd, Dar es Salaam, Tanzania Managed RO water plant, juice processing, molding, and bottling plant operations – the largest in East & South Africa.
4 CEO Sep 2000 – Feb 2005 Tanzania Pyrethrum Processing & Marketing Co Ltd (ICP Group, South Africa) Oversaw operations of a pyrethrum crude extract plant, managing 18MT/day capacity and 126 farmer societies.
5 General Manager Jan 1994 – Aug 2000 Zanzibar Edible Oils Ltd. (Al-Ghurair, Dubai) Managed plant, production, process, quality and administration of a 300MT/day CMB refinery and fractionation plant.
6 Factory Manager June 1993 – Dec 1996 Tradeco Oil Industries Ltd, Dar es Salaam Production and process management of 100MT/day distillation and cooking fat production unit.
7 Production Manager June 1988 – June 1993 HVOCL, Mumbai Daily operations of 1000MT/day refinery; managed Alfa Laval plant and Desmet solvent extraction unit.
8 Plant Engineer July 1985 – May 1988 HVOC, Mumbai Supervised refinery and extraction processes in 1000MT/day batch/continuous refinery plant.
9 Chemist Aug 1982 – June 1985 HVOC, Mumbai Conducted quality control and analysis of raw, in-process, and finished goods per BIS standards.

Social Activities

  • President, Dakshina Kannada Large Format Printers Association (Regd), Mangalore.
  • Past President, Sarvajanika Shri Ganeshotsava Samithi & Jathrotsava Samithi, Shri Mahalingeshwara Temple, Shri Kshethra Odeelu, Padangady, Belthangady Taluk.
  • Past Member, Vyavasthapana Samithi, Shri Mahalingeshwara Temple, Shri Kshethra Odeelu, Padangady, Belthangady Taluk.
  • President, Holy Family Castle Apartment Owners Association, Lalbagh, Mangalore.
  • Past Director, Samruddhi Vividodhesha Sowhardha Sahakari Limited, Karkala, Udupi District.
  • Past President, Rotary Club of Mangalore East, R.I. District 3181, for the year 2023–2024.
  • Immediate Past President, Buntara Alias Nadavara Sangha (Regd), Belthangady Taluk.
  • Director, Vijaya Credit Co-op Society Ltd.
  • Member, Indian Red Cross Society, Dakshina Kannada District.

S.Jayarama Shetty

1) Ex- President of Vijaya credit co-operative Society Ltd, at Belthangady.

2) Horticultural Officer: Worked for Horticultural department for one and half year in Horticultural Department in north canara district.

3) As a Agricultural officer : Worked for one year in Agricultural Department in north canara district.

4) As an officer : Worked for Syndicate Bank for 28 years in various Capacities as an Executive.

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