A Legacy of Trust, A Future of Growth

Serving Since

Empowering communities with secure, transparent, and member-centric financial solutions for a brighter tomorrow.

Our Legacy and Growth Journey

Our Society was established in the year 2005 with an intention to develop savings habits particularly among the rural population and to provide financial assistance to the people who have not able to avail banking facilities. Society obtained necessary permission from the office of the Assistant Registrar of Co-operatives, Puttur with Registration No. 33609. During the past 20 years we have made sincere attempt to cultivate banking habits among poor, illeterate people and we are satisfied with the response received from the public. Our area of operation is in the erstwhile Dakshina Kannada district (presently Dakshina Kannada & Udupi district) and we have now 20 branches and our business keep improving year after year.

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With decades of experience, we have grown into a trusted financial institution, committed to delivering personalized financial solutions through a dedicated management team that upholds the values of integrity and professionalism.

Visionary Leadership and Strategic Governance

The management of Vijaya Credit Cooperative Society is led by a Board of Directors comprising 18 experienced and reputed members from diverse fields, including banking, government services, business, and agriculture.

Our founder president, Shri S. Jayarama Shetty, brought with him 30 years of experience at Syndicate Bank, which played a crucial role in shaping the society’s financial growth and stability. Today, under the leadership of our current president, Shri Ajith G. Shetty, the society continues to thrive with a strong focus on ethical banking and business expansion.

The Board of Directors convenes monthly to actively participate in discussions and formulate policies that drive the society’s growth and development, ensuring a progressive and member-centric approach.

Vision

To be a leading cooperative financial institution recognized for its unwavering commitment trust, reliability, and financial security, empowering communities through inclusive and sustainable banking solutions.

Mission

To deliver accessible and trustworthy financial services rooted in cooperative principles, fostering economic growth and stability for our members by prioritizing transparency, customer-centricity, and community development.

"Building trust, empowering dreams, and
transforming lives with every step."

Our Dedication to Excellence

Legacy of
Trust

Decades of ethical banking, financial stability, and member-focused services built on cooperative values.

Expert Management

Led by experienced professionals, ensuring innovative, secure, and growth-driven financial solutions.

Member-First Approach

Prioritizing the financial well-being of our members with personalized services and inclusive growth initiatives.

Secure & Transparent

Upholding integrity with transparent policies and secure banking practices for long-term financial security.

From the President's Desk

Mr. Ajith G Shetty

Dear Members,

It is an honor to lead Vijaya Credit Cooperative Society, an institution built on the pillars of trust, integrity, and financial empowerment. Since our inception in 2005, we have been committed to providing secure, transparent, and member-focused financial services that support individuals, businesses, and communities in their journey toward economic growth.

With the guidance of our experienced Board of Directors and the continued trust of our valued members, we strive to expand our reach, enhance our services, and uphold the highest standards of cooperative banking.

I extend my heartfelt gratitude to all our members for their continued confidence in our institution. Together, we will continue to build a stronger, more inclusive financial future.
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Mundadi Guthu Jayaram Shetty

Practical Experience


40 years of professional experience (25 years in India & 15 years abroad) in Production, Quality, Engineering and Factory Management.

Sl. No Position Held Duration Company Name Duties and Responsibilities
1 Proprietor Nov 2012 – Present Shr Mahalaxmi Auto Gas, Bantwal BC Road (AEGIS Logistics LTD) Auto LPG Dealer
2 Proprietor June 2008 – Present Master Color Digital Graphics, Sun Graphics, Techno Sign Digital Large format digital printing, signage industry, authorized convertor/distributor for 3M, Avery, Metamark, LG; branding and printing solutions.
3 CEO Mar 2005 – May 2008 Bakhresa Food Products Ltd, Dar es Salaam, Tanzania Managed RO water plant, juice processing, molding, and bottling plant operations – the largest in East & South Africa.
4 CEO Sep 2000 – Feb 2005 Tanzania Pyrethrum Processing & Marketing Co Ltd (ICP Group, South Africa) Oversaw operations of a pyrethrum crude extract plant, managing 18MT/day capacity and 126 farmer societies.
5 General Manager Jan 1994 – Aug 2000 Zanzibar Edible Oils Ltd. (Al-Ghurair, Dubai) Managed plant, production, process, quality and administration of a 300MT/day CMB refinery and fractionation plant.
6 Factory Manager June 1993 – Dec 1996 Tradeco Oil Industries Ltd, Dar es Salaam Production and process management of 100MT/day distillation and cooking fat production unit.
7 Production Manager June 1988 – June 1993 HVOCL, Mumbai Daily operations of 1000MT/day refinery; managed Alfa Laval plant and Desmet solvent extraction unit.
8 Plant Engineer July 1985 – May 1988 HVOC, Mumbai Supervised refinery and extraction processes in 1000MT/day batch/continuous refinery plant.
9 Chemist Aug 1982 – June 1985 HVOC, Mumbai Conducted quality control and analysis of raw, in-process, and finished goods per BIS standards.

Social Activities

  • President, Dakshina Kannada Large Format Printers Association (Regd), Mangalore.
  • Past President, Sarvajanika Shri Ganeshotsava Samithi & Jathrotsava Samithi, Shri Mahalingeshwara Temple, Shri Kshethra Odeelu, Padangady, Belthangady Taluk.
  • Past Member, Vyavasthapana Samithi, Shri Mahalingeshwara Temple, Shri Kshethra Odeelu, Padangady, Belthangady Taluk.
  • President, Holy Family Castle Apartment Owners Association, Lalbagh, Mangalore.
  • Past Director, Samruddhi Vividodhesha Sowhardha Sahakari Limited, Karkala, Udupi District.
  • Past President, Rotary Club of Mangalore East, R.I. District 3181, for the year 2023–2024.
  • Immediate Past President, Buntara Alias Nadavara Sangha (Regd), Belthangady Taluk.
  • Director, Vijaya Credit Co-op Society Ltd.
  • Member, Indian Red Cross Society, Dakshina Kannada District.

S.Jayarama Shetty

1) Ex- President of Vijaya credit co-operative Society Ltd, at Belthangady.

2) Horticultural Officer: Worked for Horticultural department for one and half year in Horticultural Department in north canara district.

3) As a Agricultural officer : Worked for one year in Agricultural Department in north canara district.

4) As an officer : Worked for Syndicate Bank for 28 years in various Capacities as an Executive.

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